Nursing-care insurance program

PMAC collects the premiums of Nursing care payment (Nursing care premiums) from School Juridical Persons and Category 2 insured members, and supplies it to Heath Insurance Claims Review & Reimbursement Services to fund the operation cost of Nursing-care insurance program.

This program is managed by each municipality. To obtain a certification of long-term care need, the person insured must apply at the municipal office and undergo an assessment by the committee for certification of need. For details on the process and procedure, contact the nearest municipal office.

Persons to be insured under the program

• The first insured person:
  A member or dependent aged 65 or older
• The second insured person:
  A member or dependent aged 40 or older and less than 65

Payment of premium

• The first insured person:
  Insurance premiums shall be deducted from the annuity based on the request by the municipality of residence, or paid directly to the municipality by the insured person.
• The second insured person:
  Both short-term and Nursing-care premiums shall be deducted from salaries and bonuses. (refer to the premium rates for the second insured persons.)