General Loan, Education Loan, Marriage Loan, Disaster Loan, and Medical and Nursing Loan Program

• Purchase of furniture and home electric appliances
• Purchase of automobiles
• Others (excluding non-temporary expenditures)

Six months of Monthly Standard Salary or 2,000,000 yen, whichever is lower

Whenever necessary

Admission fees, and other education expenses for the school which is defined in the School Education Act (including school expenses, etc. paid to the school as well as Rent and transportation expenses) for the member, his/her dependents and other family members (children, grandchildren, younger brothers and sisters)

Twelve months of Monthly Standard Salary or 5,000,000 yen, whichever is lower

Note:
On an annual basis and for up to the amount necessary

Application is acceptable within 6 months of the date of issuance of admission notice, letter of acceptance, or certificate of enrollment.

Marriage of the member, his/ her dependent or family member (the member’s child, grandchild, brother or sister)

Six months of Monthly Standard Salary or 2,000,000 yen, whichever is lower

Within 6 months before or after the date of marriage or wedding

• Flood damage
• Earthquake damage
• Fire damage
• Other emergency disaster damages

Six months of Monthly Standard Salary or 2,000,000 yen, whichever is lower

Within 6 months of devastation

Medical and Nursing loan

A member, a dependent, or a family member (spouse, child, father, mother, grandchild, brothers/sisters) is “hospitalized for a period of five days or more” or in case of “admission to a nursing home.”

Within 6 months worth of the monthly standard salary with a ceiling of 2,000,000 yen.

Within 6 months of the date of hospitalization or admission to a nursing home.